US Bank on 1 W 4th St in Winston-Salem, NC
Welcome to US Bank (B2B Banks - ATMs) on 1 W 4th St in Winston-Salem, North Carolina. This bank is listed on Bank Map under Banks - B2B Banks - ATMs. You can reach us on phone number (336) 726-7166, fax number or email address . Our office is located on 1 W 4th St, Winston-Salem, NC.
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Contact details
Address
US Bank
1 W 4th St, Winston-Salem
27101 NC, USA
Call Us
(336) 726-7166
For full contact details (including navigation data) to this bank have a look at the the column to your right (or scroll if you're viewing this on a mobile device.)
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This US Bank is located nearby...
Not sure where US Bank on 1 W 4th St is? The following places (sorted by popularity) are located nearby. We've also included the estimated walking distance.
Wake Forest Baptist Medical Center (1.52 miles away / 30 min walk)Mellow Mushroom Winston-Salem (0.19 miles away / 4 min walk)
Finnigan's Wake (0.26 miles away / 5 min walk)
Bowman Gray Stadium (1.65 miles away / 33 min walk)
Benton Convention Center (0.23 miles away / 5 min walk)
King's Crab Shack and Oyster Bar (0.10 miles away / 2 min walk)
6th And Vine (0.23 miles away / 5 min walk)
The Children's Museum of Winston-Salem (0.49 miles away / 10 min walk)
Winston-Salem Marriott (0.15 miles away / 3 min walk)
Gold's Gym (0.21 miles away / 4 min walk)
Corporate overview
U.S. Bancorp ("U.S Bank") is an American diversified financial services holding company with its headquarter in Minneapolis, Minnesota. U.S Bancorp is the parent company of U.S. Bank National Association, the fifth largest bank in the United States based on $364.0 billion in assets and fourth largest in the US in total branches. The U.S. Bank's branch network serves 25 states with 3,081 banking offices and 4,906 ATMs. U.S Bank offers business and consumer banking and wealth management services, national wholesale and trust services and global payments services to over 15 million customers. The company employs more than 64,000 people.
Total employees
63,500
Total branches
1,907
Total deposits
$260 billion (The total dollar amount of cash deposits held by US Bank end of last financial quarter.)
Total loans
$223 billion (The total dollar amount of loans held by US Bank end of last financial quarter.)
FDIC
6548
Year founded
1863
Financial Strength
Texas Ratio
15.2%
Deposit Growth
0.052%
Core Capitalization Ratio
9.13%
US Bank Financial Statement
TOTAL ASSETS | $349,332,927 |
Cash and Due from Depository Accounts | $6,618,511 |
Interest-Bearing Balances | $1,600,781 |
Securities | $74,478,321 |
Federal Funds Sold and Reverse Repurchase Agreements | $79,268 |
Net Loans and Leases | $218,577,592 |
Total Loans | $222,890,000 |
Loan Loss Allowance | ($4,311,959) |
Trading Account Assets | $1,104,623 |
Bank Premises and Fixed Assets | $2,610,941 |
Other Real Estate Owned | $1,059,203 |
Goodwill and Other Intangibles | $13,125,133 |
All Other Assets | $23,702,769 |
TOTAL LIABILITIES | $309,036,213 |
Total Deposits | $260,085,043 |
Interest-Bearing Deposits | $188,951,296 |
Deposits Held in Domestic Offices | $235,339,663 |
% Insured | 44.78% |
Federal Funds Purchased and Repurchase Agreements | $2,946,249 |
Trading Liabilities | $639,343 |
Other Borrowed Funds | $27,488,313 |
Subordinated Debt | $4,836,320 |
All Other Liabilities | $13,040,945 |
TOTAL EQUITY | $40,296,714 |
Total Bank Equity Capital | $38,748,298 |
Perpetual Preferred Stock | $0 |
Common Stock | $18,200 |
Surplus | $14,216,132 |
Undivided Profits | $24,513,966 |
Noncontrolling Interests in Consolidated Subsidiaries | $1,548,416 |
INCOME AND EXPENSE | |
Net Interest Income | $5,361,369 |
Total Interest Income | $6,037,137 |
Total Interest Expense | ($675,768) |
Provision For Loan and Lease Losses | ($773,225) |
Total Noninterest Income | $4,315,090 |
Fiduciary Activities | $494,483 |
Service Charges on Deposit Accounts | $587,199 |
Trading Account Gains and Fees | $71,734 |
Additional Noninterest Income | $3,161,674 |
Total Noninterest Expense | ($4,899,480) |
Salaries and Employee Benefits | ($2,666,507) |
Premises and Equipment Expense | ($461,640) |
Additional Noninterest Expense | ($1,771,333) |
Pre-Tax Net Operating Income | $4,003,754 |
Securities Gains (Losses) | $10,884 |
Applicable Income Taxes | $1,152,279 |
Income Before Extraordinary Items | $2,862,359 |
Extraordinary Gains - Net | $0 |
Net Income Attributable to Bank | $2,942,438 |
Net Income Attributable to Noncontrolling Interests | $-80,079 |
Net Income Attributable to Bank and Noncontrolling Interests | $2,862,359 |
Net Charge-Offs | $824,580 |
Cash Dividends | $2,900,000 |
Sale, Conversion, Retirement of Capital Stock, Net | $0 |
Net Operating Income | $2,854,631 |
PERFORMANCE AND CONDITION RATIOS | |
Performance Ratios (%, Annualized) | |
Yield on Earning Assets | 4% |
Cost of Funding Earning Assets | 0.45% |
Net Interest Margin | 3.55% |
Noninterest Income to Average Assets | 2.46% |
Noninterest Expense to Average Assets | 2.79% |
Net Operating Income to Assets | 1.63% |
Return on Assets (ROA) | 1.68% |
Pretax Return on Assets | 2.33% |
Return on Equity | 15.05% |
Retained Earnings to Average Equity (YTD only) | 0.22% |
Net Charge-offs to Loans | 0.72% |
Credit Loss Provision to Net Charge-offs | 93.77% |
Earnings Coverage of Net Loans Charge-Offs | 5.79(x) |
Efficiency Ratio | 48.97% |
Assets per employee ($ millions) | $5.5013 |
Cash Dividends to Net Income (YTD only) | 98.56% |
Condition Ratios (%) | |
Loss Allowance to Loans | 1.87% |
Loss Allowance to Noncurrent Loans | 67.27% |
Noncurrent Assets Plus Other Real Estate Owned to Assets | 2.14% |
Noncurrent Loans to Loans | 2.78% |
Net Loans and Lease to Deposits | 87.11% |
Net Loans and Leases to Core Deposits | 101.13% |
Equity Capital to Assets | 11.09% |
Core Capital Ratio | 9.13% |
Tier 1 Risk-based Capital Ratio | 10.71% |
Total Risk-based Capital Ratio | 12.75% |
OTHER KEY FIGURES | |
Asset-Side | |
Average Assets | $350,927,892 |
Average Earning Assets | $302,207,911 |
Average Loans | $229,987,768 |
Noncurrent Loans and Leases | $6,410,077 |
Noncurrent Loans that are Wholly or Partially Guaranteed by the U.S. Government | $3,621,202 |
Income Earned, Not Collected on Loans | $1,262,503 |
Earning Assets | $302,870,907 |
Long-Term Assets (5+ Years) | $116,229,656 |
Average Assets, YTD | $350,927,892 |
Average Assets, 2 Year | $350,738,699 |
Total Risk Weighted Assets | $284,593,258 |
Adjusted Average Assets for Leverage Capital Purposes | $334,043,029 |
Life Insurance Assets | $5,421,022 |
General Account Life Insurance Assets | $488,622 |
Separate Account Life Insurance Assets | $4,498,042 |
Hybrid Account Life Insurance Assets | $434,358 |
Insider Loans | $142,747 |
Loans and Leases Held For Sale | $4,765,739 |
Liability-Side | |
Volatile Liabilities | $54,057,730 |
FHLB Advances | $4,592,667 |
Unused Loan Commitments | $219,283,449 |
Total Unused Commitments | $219,283,449 |
Equity-Side | |
Average Equity | $39,101,114 |
Tier 1 (core) Risk-Based Capital | $30,493,268 |
Tier 2 Risk-Based Capital | $5,900,708 |
Derivatives | $112,724,072 |
Routing numbers
US Bank Winston-Salem routing numbers are listed on this site along with more information about how to find your routing number. Call US Bank for more information about routing numbers.
Routing numbers to US Bank in Winston-Salem are collected manually from the banks official website or provided by the Federal Reserve Financial Services Database.
Your bank routing number is based on the location where you opened your U.S Bank account. It's a 9 digit number and the first set of numbers priinted in the left bottom corner of your checks
Whenever you pay online or by phone, you will be asked for your checking account routing number (RTN = Routing transit number, or ABA = Banking routing number).
Personal/Small Business Routing Numbers
When using the routing number chart below, be sure to use the account number on your most recent statement to ensure your transactions are processed correctly.
Arizona | 122105155 |
---|---|
Arkansas | 082000549 |
California - Northern | 121122676 |
California - Southern | 122235821 |
Colorado - Aspen* | 102101645 |
Colorado - all other areas | 102000021 |
Idaho | 123103729 |
Illinois - Northern | 071904779 |
Illinois - Southern | 081202759 |
Indiana | 074900783 |
Iowa - Council Bluffs | 104000029 |
Iowa - all other areas | 073000545 |
Kansas | 101000187 |
Kentucky - Northern | 042100175 |
Kentucky - Western | 083900363 |
Minnesota - East Grand Forks* | 091215927 |
Minnesota - Moorhead | 091300023 |
Minnesota - all other areas | 091000022 |
Missouri | 081000210 |
Montana | 092900383 |
Nebraska (+ Council Bluffs, IA) | 104000029 |
Nevada | 121201694 |
New Mexico | 107002312 |
North Dakota (+ Moorhead, MN) | 091300023 |
Ohio - Cleveland | 041202582 |
Ohio - all other areas | 042000013 |
Oregon | 123000220 |
South Dakota | 091408501 |
Tennessee | 064000059 |
Utah | 124302150 |
Washington | 125000105 |
Wisconsin | 075000022 |
Wyoming | 307070115 |
all other states | 091000022 |
* Aspen / East Grand Forks: Use the statewide routing number.
Savings Account Routing Numbers
To find your savings account routing number, call 800-872-2657.
IRA Routing Numbers
Call 800-US-BANKS to get auto-transfer instructions for your existing U.S. Bank IRA.
SWIFT (Incoming Wire Transfers
If you’re receiving an international wire transfer payment, you’ll need to: 1) provide the sender your name as it appears on your account, 2) Provide your account number and the U.S. Bank SWIFT: USBKUS44IMT
This SWIFT code is only for incoming wire transfers.
Job Openings
Open positions for US Bank in Winston-Salem.
Consumer Complaint Stats
Product / Complaint category | Complaints in 2013 |
---|
US Bank Consumer Complaints (North Carolina, 2013)
These numbers are gathered from the CFPB (Consumer Financial Protection Bureau) to give you a transparent overview of complaints US Bank in North Carolina received in 2013.
Having problems with your bank? File a bank account or service complaint here.
US Bank Bank Hours (Business hours)
These are the bank hours for US Bank. Call (336) 726-7166 to learn more about office hours. Please note that these bank hours are general and other hours of operation may apply on certain holidays.
Monday 9:00 am - 5:00 pm
Tuesday 9:00 am - 5:00 pm
Wednesday 9:00 am - 5:00 pm
Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:00 pm
Saturday closed
Sunday closed
Fees, interest rates and costs
There's currently no additional information available about fees or rates for US Bank.
Ask a question or leave a comment
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We'd love to hear about your experience with US Bank. Did you suffer through long waiting times, unprofessional staff or high fees or were you treated with great customer service, the business hours you were expecting and a great overall experience? This is your chance to share your thoughts about this branch and help other consumers get the best banking experience in Winston-Salem.Address
Bank location
Bank address
US Bank 1 W 4th StWinston-Salem, NC 27101
Navigation data
Area Code: 336Latitude: 36.098623
Longitude: -80.24442
County: Forsyth
FIPS county code: 37067 Ask question Write review
External resources
ATM locator
Routing Numbers
Official website
Business hours
US Bank Bank Hours (Business hours)
These are the bank hours for US Bank. Call (336) 726-7166 to learn more about office hours. Please note that these bank hours are general and other hours of operation may apply on certain holidays.
Monday 9:00 am - 5:00 pm
Tuesday 9:00 am - 5:00 pm
Wednesday 9:00 am - 5:00 pm
Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:00 pm
Saturday closed
Sunday closed
Phone
Phone: (336) 726-7166
Fax: No listed fax number.
Email address
No listed email address.
Areas of practice
US Bank is listed under B2B Banks - ATMs in Winston-Salem, North Carolina .
Pro tip Browse Banks & bank offices in Winston-Salem, North Carolina by bank issue and category.
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